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Maximize Your Savings: A Guide to Gas Station Cash Back Opportunities

BP gas station sign with cash back rewards on display

This article will explore various ways to earn gas station cash back and save money at the pump. With fuel prices constantly fluctuating, making the most out of every visit is essential. Let’s dive into the best strategies to maximize your cash-back earnings at gas stations.

Top Gas Stations Offering the Highest Cash Back Rewards

Discover the leading gas stations with the highest cash-back rewards, focusing on their specific reward programs and potential customer savings.

Here’s a list of gas stations that offer cash back along with the maximum amount of cash you can get:

  • 7-Eleven – $10
  • ampm – $40
  • BP/Amoco/Arco – $40
  • Casey’s General Store – $20
  • Chevron – $40
  • Circle K – $40
  • CITGO – $40
  • Conoco – $50
  • ExxonMobil – $40
  • Hy-Vee – $60
  • Kum & Go – $20
  • Kwik Fill/Red Apple/Country Fair – $20
  • Kwik Trip/Kwik Star – $20
  • Marathon – $50
  • Phillips 66 – $50
  • Quick Trip (QT) – Varies
  • Shell – $40
  • Sunoco – $40
  • Texaco – $10 ($20 at select locations)
  • Valero – $20
  • Weis Markets – $50

Please note that policies and fees may vary, and you may need to make a minimum purchase to qualify for cash back. It’s always a good idea to call ahead and verify that the gas station you plan to visit offers cash back.

How to Maximize Cash Back Earnings at Gas Stations

Learn tips and tricks for maximizing your cashback earnings, such as combining credit card rewards with loyalty programs or taking advantage of special promotions and offers.

Combining Rewards To maximize your fuel savings, consider using a cash-back credit card alongside a gas station’s loyalty program. By doing so, you can earn cash back from the credit card and the loyalty program, effectively stacking your rewards and saving even more on fuel.

Limited-Time Offers Keep an eye out for limited-time promotions and offers from gas stations and cash-back apps. These can include bonus cash back rates, discounts on specific fuel types, or additional rewards for in-store purchases. Staying updated on these offers can help you maximize your cashback earnings.

 
person handing over credit card for gas purchase

Best Credit Cards for Gas Station Purchases: Earn More Cash Back

Compare the best gas station credit cards, analyzing their cash back rates, annual fees, and other perks that can help you save more on fuel costs.

  1. PenFed Platinum Rewards Visa Signature Card 
  • 5X points on gas purchases at the pump and EV charging stations
  • 3X points on supermarket purchases
  • 1X point on all other purchases
  • 15,000 points welcome bonus after spending $1,500 in the first 3 months
 
  1. Citi Custom Cash Card 
  • 5% cash back on top eligible spend category each billing cycle, up to the first $500 spent (then 1%)
  • Unlimited 1% cash back on all other purchases
  • $200 cash back welcome bonus after spending $1,500 in the first 6 months
 
  1. Blue Cash Preferred Card from American Express 
  • 6% cash back at U.S. supermarkets (up to $6,000 per year, then 1%)
  • 6% cash back on select U.S. streaming subscriptions
  • 3% cash back at U.S. gas stations and in transit
  • 1% cash back on other purchases
  • $250 statement credit welcome bonus after spending $3,000 in the first 6 months
 
  1. PNC Cash Rewards Visa
  • 4% cash back at gas stations
  • 3% cash back on dining
  • 2% cash back at grocery stores (for the first $8,000 in combined purchases annually)
  • 1% cash back on all other purchases
  • $100 bonus after spending $1,000 in the first 3 billing cycles
 
  1. Citi Premier Card
  • 3X points per $1 spent at restaurants, supermarkets, gas stations, and on hotels and air travel
  • 1X points on all other purchases
  • 60,000 bonus ThankYou Points welcome bonus after spending $4,000 in the first 3 months

  1. U.S. Bank Altitude Connect Visa Signature Card 
  • 4X points on travel, gas stations, and EV charging stations
  • 2X points on streaming services, grocery stores, grocery delivery, and dining
  • 1X point on all other eligible purchases
  • 50,000 bonus points welcome bonus after spending $2,000 in the first 120 days
person holding her card to claim loyalty points after gas fill

Gas Station Loyalty Programs: Which Ones Give the Best Cash Back Deals?

Explore the best gas station rewards programs and compare their cash-back offers, additional benefits, and ease of use to determine which ones provide the best deals.

The best gas station loyalty programs for you will depend on your location, fuel consumption, and personal preferences. Here are five popular gas rewards programs to consider:

  1. BPMe Rewards: Earn 5 cents back per gallon in the first month, and after that, you must spend at least $100 on gas before receiving 5 cents back per gallon. The rewards are automatically applied during the transaction.

  2. Exxon Mobil Rewards+ program: Earn points on gas purchases and convenience store or car wash transactions. Multiple membership tiers offer different reward rates depending on your fuel and spending habits.

  3. Shell Fuel Rewards: Members can receive either 3 or 5 cents of rewards per gallon. First-time members qualify for the highest tier, the Gold tier, for six months, which offers 5 cents back on every gallon.

  4. Circle K Rewards: Earn 10 points per gallon of gas and 20 points for every dollar spent on snacks, foods, and non-alcoholic beverages. Accumulate 2,000 points to redeem them for $2.

  5. Speedy Speedway Rewards: Members earn 10 points per gallon of gasoline and 20 points for every dollar spent on merchandise. Points can be redeemed for various rewards, including discounts on future gas purchases and food at the convenience store.

gas_buddy_app

Comparing Cash Back Apps for Gas Stations: Get More Savings on Fuel

Compare popular cash back apps for gas stations, highlighting their features, cash back rates, and user experiences to help you find the best app to save more on fuel.

  1. Upside (formerly GetUpside): This app offers cash back on gas and is available at thousands of fuel stations, restaurants, and grocery stores across the U.S. You can earn cash back on gas in the form of points directly in the app, and it has a simple referral program that rewards you for referring friends.

  2. GasBuddy: This popular app helps you find cheap fuel, save up to 25 cents per gallon with the GasBuddy fuel card, and offers various rewards and challenges to win free gas. It also provides additional features such as tracking your driving habits and receiving alerts about important recalls for your car.

  3. Waze: This free navigation app helps you find the nearest gas stations and up-to-date fuel prices and offers a contactless payment feature at participating fuel stations. Furthermore, Waze keeps you informed about traffic, roadworks, police accidents, and more, helping you navigate more efficiently.

All three apps are available on iOS and Android.

gasoline dispensers at a gas station

By utilizing the strategies and resources mentioned in this article, you can effectively maximize your gas station cash back earnings and make every fuel purchase more rewarding. With the right combination of credit cards, loyalty programs, and cash back apps, you’ll be well on your way to significant savings on your gas expenses.

HERE Rock Hill
Author: HERE Rock Hill

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